1. Choosing your Real Estate Agent. (Click here to have an experienced RE/MAX® Agent contact you)
  2. Choosing your lender (know about different types of mortgage loans and pre-qualification). Your RE/MAX® Agent can refer you to some great lenders to choose from.
  3. Work with a RE/MAX® Agent in selecting your home (determine the type, the price, and the location).
  4. The Offer (once you have found the property make a written offer through your RE/MAX® agent).
  5. The escrow process (when you have reached an agreement with the seller, the initial deposit is given to an escrow representative, and the process begins).
  6. The mortgage loan (a mortgage loan is requested, filling out the appropriate forms).
  7. Inspections & disclosures (property is inspected during the period specified in the contract, and all disclosures made by the seller about the property are reviewed).
  8. Preliminary title report (is reviewed and accepted).
  9. Buyer purchases home owners insurance (the buyer tells the lender the name of the insurance company that will grant the policy).
  10. Assessment (the property value is determined by the lender).
  11. Loan approval (the lender contacts the escrow agent).
  12. Final visit to the property (the buyer inspects the property with Real Estate Agent, before closing the transaction).
  13. Lender delivers documents to escrow agent for signatures.
  14. Document signing (the buyer signs the loan documents and the escrow instructions, and deposits the initial payment with the title company).
  15. The escrow agent returns the signed documents to the lender.
  16. The lender's funds are electronically transferred to the title company.
  17. The keys are delivered to the new owner.
  18. The deed is registered at the county office (this transfers the property title to the buyer).
  19. The transaction closes (accounting is finalized and the account statement is remitted).

Source: Alamo Title Handouts